

Here is Ruben signing the papers to our first condo! We are so excited about owning our first actual place together! It has been a long journey getting here! But, we did it!
I remember about 2 years ago, Ruben told me that there are some condos that were for sale for like $40,000. I was surprised and excited because that meant that we were going to move our of his brother's house and were going to move into our own place! But, that wasn't the case. We had to wait a little while longer before we could actual start looking. It's a long process!
We first had to get approved for a loan. We went to BofA and we got approved. Then we had to search. We looked all over the place! We looked in Woodland, in Natomas, in Sacramento. It was exhausting! We finally found some houses that were listed within our loan amount and that's when we got super excited!
We seriously thought we were going to be homeowners! But, every single time we put in an offer, it would get bet out by those dang investors! We always thought, "this is the place!" and then our Realtor calls us and tells us that there are numerous offers on it. But, we don't give up that easy!
Finally, we go back to these condos in Woodland that we saw a while back and were still on the market. We shrugged our shoulders and said, "why not? It's worth a try."
The next call we get from our realtor and she says that the bank has accepted our offer and wants to know if we want to move forward!!!! OMG this day was exciting for us! We also got to share this moment with out friend Maria and Drew and I think that they were happy for us too!!!
The one thing that was holding us back was that the bank did not want to pay any of the fees or closing costs. Ruben had said, "Oh hell NO! They are going to pay for those!" So he had to put it in paper that he wanted them to pay the costs! We believed that they should pay it because the condo was worth 74,900 and we offered 80,000. So we went way over asking price, so it was only fair!
So, the bank got back to us and told us, "okay master, you win!" So, now we are just waiting to see if the condo meets FHA inspection and then we are good to go! We are so happy! I am so happy because now I get to buy a puppy! I am also happy because my brother is going to be moving up here with us!!!!
Baby, I love you and I am so happy that we finally can have a place to call our own! I know it isn't the plae that we are going to end up in, but its a beautiful start to our new life!